Posted on
March 8, 2015
by
Natasha Eden
In fact, Canada Mortgage and Housing Corp. says we’re good for the next two years.
Mario Toneguzzi takes a look at the latest report out this morning.
In it, the CMHC says the average price in the Calgary area will rise from $460,584 in 2014 to $469,000 in 2015 and to $479,000 in 2016.
But sales are expected to fall from 33,615 in 2014 to 32,500 this year and rise to 32,700 in 2016.
CMHC expects housing starts in the Calgary region to drop from 17,131 in 2014 to 13,600 in 2015 and to 12,100 in 2016.
The agency predicts similar trends for the province.
For Alberta, the agency forecasts housing starts will decline from 40,590 last year to 36,000 this year and 34,500 in 2016.
MLS sales for the province are expected to dip from 71,773 in 2014 to 71,100 in 2015 and then rise slightly to 71,600 in 2016.
Average prices are expected to rise in Alberta from $400,590 in 2014 to $407,100 in 2015 and $415,000 in 2016.
Original Article from the Calgary Herald February 6, 2015 http://calgaryherald.com/storyline/forget-what-youve-been-hearing-cmhc-is-still-forecasting-home-prices-will-rise-in-calgary
Posted on
November 20, 2011
by
Natasha EDEN
Posted in
alberta housing market forecast 2012, Calgary Economic Recovery, Calgary home market, Calgary Housing Market, calgary housing market statistics, Calgary Housing Stats, Calgary Housing Trend, Calgary Real Estate, Calgary Real Estate Market, CMHC, economic recovery, Economy
Canada Mortgage and Housing Corporation Housing Market Outlook
Date Released: Fourth Quarter 2011
Alberta Overview
Alberta’s housing starts are forecast to increase by 15.3 per cent to 29,200 units in 2012, following a 6.5 per cent decrease in 2011 to 25,325 units.
These robust gains are a result of a number of factors. Firstly, the economy is projected to show relatively strong growth over the forecast period. In 2011, real gross domestic product is expected to rise by 3.1 per cent, followed by 3.5 per cent in 2012. Note, however, a pullback in oil prices during the summer, along with various wildfires, briefly slowed economic conditions, but these effects have dissipated.
Secondly, employment growth is projected at 3.4 per cent in 2011, lowering the unemployment rate from 6.5 per cent to 5.6 per cent. By 2012, the unemployment rate is expected to be lowered to 5.1 per cent. As a result, this will put upward pressure on Alberta’s housing sector.
Finally, the demographic outlook for Alberta is positive. With an improving economy generating jobs, it is expected more migrants will choose Alberta as their home. Last year was a 15-year low for migration to Alberta.
Moving forward, expect significant growth in migration this year with further gains in 2012. These gains are also expected to put upward pressure on the demand for housing within the province.
In Detail
Single Starts: Single-detached starts are projected to decline about ten per cent in 2011, as builders mitigate the risk of rising inventories. Over the balance of the forecast period, demand for single-detached homes will improve with a growing economy and job creation. In 2012, single-detached starts are expected to rise by over 15 per cent to 18,400 units. The number of single-detached units under construction in August was at approximately half the level reported five years ago. However, with the inventory of complete and unabsorbed units up from the previous year, builders have been cautious about expanding production.
Multiple Starts: More affordable condominium projects are now competing with the resale market and enticing some renters to move into new condominium units. After a slow start to this year, the pace of multi-family starts has picked-up and is expected to edge past last year’s level of production. In 2012, demand is expected to improve with rising incomes and new household formation, raising the level of multi-family production by 14.6 per cent to 10,800 units.
Resales: The number of MLS® sales in Alberta is projected to increase by over six per cent in 2011 to 52,800 units. In 2012, MLS® sales are projected to rise to 53,900 units.
Prices: Most of Alberta’s major urban centres remain in buyers’ market conditions as indicated by a sales-to-new listings ratio that has fluctuated around 50 per cent this year. The average resale price in 2011 is expected to rise fractionally above last year’s average, with much of the price movement attributed to compositional effects. As Alberta’s economy generates employment and attracts more migrants, demand will rise and improve market balance. The average resale price in Alberta is projected to rise by more than two per cent in 2012 to $362,700.
Posted on
January 19, 2011
by
Natasha EDEN
Posted in
Calgary home market, Calgary Housing Market, Calgary Real Estate, Calgary Real Estate Market, Canada Mortgage Update, CMHC, economic recovery, Market Update, Mortgage, Mortgage Rates, Mortgages, Real Estate
Well, we finally have some details and insight for the 2011 housing market, and it's about to get tougher for new home owners, and even those currently in the market.
There have been significant announcements this week for everyone interesting in buying or selling a home. Timing is everything, and it appears that once again, there will be some significant changes that you need to be aware of.
Considering the forecast for the Calgary Housing market to start increasing in pricing, and the tighter mortgage rules that will be coming into force in 60 days, now might be a vital window for home owners that are currently considering a move.
It is especially urgent for homeowners who are currently wishing to sell their current homes and lock in a new mortgage rate on a newly purchased home. With only 60 days to finalize before the new rates come into effect, it will be a challenge to get a home on the market and sold in time to take advantage of the current status. The up side is that over the next two months, the market may get very fluid with those who need to take advantage of the current mortgage rules.
I received the following details from one of my mortgage specialists advising that there will be some major changes in how mortgages are approved. This is a significant tightening for those of you who are currently considering purchasing a new home.
1. No more 35 year amortizations
As of March 18, 2011 all insured deals will be allowed a 30 year amortization. Any fully signed contracts whether it be a purchase or refinance committed to by CMHC on or before March 18 will be honoured over 35 years. You cannot have an increase in price after this date - if you do, you will be subject to the 30 year amortization.
2. Refinancing has been scaled back to 85%.
As of March 18th, home owners will have access to 85% of the value of a home instead of the current 90%. This will affect you as a home buyer when you take equity out of your home for a down payment. In this case, you won’t be able to get as much funding up front and your monthly payments will be higher.
Current and potential buyers please note that the magic date is March 18th, 2011.
On a $450,000 purchase with 5% down, this would save you $200.00 per month in mortgage payments and your affordability increases by 3%.
For those who are considering a home purchase requiring an insured mortgage (less than 20% down payment), you will want to complete pre-approval and possession of home prior to March 18 2011.
If you are currently sitting on the fence as to whether or not to make your move it is important to understand that buying today will save you money in the long run. After March 18th, this window will be closed.
If you are currently considering a home purchase and would like to speak to a mortgage specialist, I have excellent resources who are very talented in obtaining financing. Please feel free to call me at 403-399-0809 and I will put you in touch with someone who can assist you according to your current circumstances.
For further information on these changes, and the background associated, here are a few links you can visit:
The Harper Government Takes Prudent Action to Support the Long-Term Stability of Canada’s Housing Market
Backgrounder: Supporting the long-term stability of Canada’s housing market
CALGARY HERALD ARTICLE: FeDERAL GOVERNMENT TIGHTENS MORTGAGE RULES AGAIN
Categories:
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Victoria Park, Calgary Real Estate
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Whitehorn
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Whitehorn, Calgary Real Estate
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Woodbine, Calgary Real Estate
Posted on
March 8, 2015
by
Natasha Eden
In fact, Canada Mortgage and Housing Corp. says we’re good for the next two years.
Mario Toneguzzi takes a look at the latest report out this morning.
In it, the CMHC says the average price in the Calgary area will rise from $460,584 in 2014 to $469,000 in 2015 and to $479,000 in 2016.
But sales are expected to fall from 33,615 in 2014 to 32,500 this year and rise to 32,700 in 2016.
CMHC expects housing starts in the Calgary region to drop from 17,131 in 2014 to 13,600 in 2015 and to 12,100 in 2016.
The agency predicts similar trends for the province.
For Alberta, the agency forecasts housing starts will decline from 40,590 last year to 36,000 this year and 34,500 in 2016.
MLS sales for the province are expected to dip from 71,773 in 2014 to 71,100 in 2015 and then rise slightly to 71,600 in 2016.
Average prices are expected to rise in Alberta from $400,590 in 2014 to $407,100 in 2015 and $415,000 in 2016.
Original Article from the Calgary Herald February 6, 2015 http://calgaryherald.com/storyline/forget-what-youve-been-hearing-cmhc-is-still-forecasting-home-prices-will-rise-in-calgary
Posted on
November 20, 2011
by
Natasha EDEN
Posted in
alberta housing market forecast 2012, Calgary Economic Recovery, Calgary home market, Calgary Housing Market, calgary housing market statistics, Calgary Housing Stats, Calgary Housing Trend, Calgary Real Estate, Calgary Real Estate Market, CMHC, economic recovery, Economy
Canada Mortgage and Housing Corporation Housing Market Outlook
Date Released: Fourth Quarter 2011
Alberta Overview
Alberta’s housing starts are forecast to increase by 15.3 per cent to 29,200 units in 2012, following a 6.5 per cent decrease in 2011 to 25,325 units.
These robust gains are a result of a number of factors. Firstly, the economy is projected to show relatively strong growth over the forecast period. In 2011, real gross domestic product is expected to rise by 3.1 per cent, followed by 3.5 per cent in 2012. Note, however, a pullback in oil prices during the summer, along with various wildfires, briefly slowed economic conditions, but these effects have dissipated.
Secondly, employment growth is projected at 3.4 per cent in 2011, lowering the unemployment rate from 6.5 per cent to 5.6 per cent. By 2012, the unemployment rate is expected to be lowered to 5.1 per cent. As a result, this will put upward pressure on Alberta’s housing sector.
Finally, the demographic outlook for Alberta is positive. With an improving economy generating jobs, it is expected more migrants will choose Alberta as their home. Last year was a 15-year low for migration to Alberta.
Moving forward, expect significant growth in migration this year with further gains in 2012. These gains are also expected to put upward pressure on the demand for housing within the province.
In Detail
Single Starts: Single-detached starts are projected to decline about ten per cent in 2011, as builders mitigate the risk of rising inventories. Over the balance of the forecast period, demand for single-detached homes will improve with a growing economy and job creation. In 2012, single-detached starts are expected to rise by over 15 per cent to 18,400 units. The number of single-detached units under construction in August was at approximately half the level reported five years ago. However, with the inventory of complete and unabsorbed units up from the previous year, builders have been cautious about expanding production.
Multiple Starts: More affordable condominium projects are now competing with the resale market and enticing some renters to move into new condominium units. After a slow start to this year, the pace of multi-family starts has picked-up and is expected to edge past last year’s level of production. In 2012, demand is expected to improve with rising incomes and new household formation, raising the level of multi-family production by 14.6 per cent to 10,800 units.
Resales: The number of MLS® sales in Alberta is projected to increase by over six per cent in 2011 to 52,800 units. In 2012, MLS® sales are projected to rise to 53,900 units.
Prices: Most of Alberta’s major urban centres remain in buyers’ market conditions as indicated by a sales-to-new listings ratio that has fluctuated around 50 per cent this year. The average resale price in 2011 is expected to rise fractionally above last year’s average, with much of the price movement attributed to compositional effects. As Alberta’s economy generates employment and attracts more migrants, demand will rise and improve market balance. The average resale price in Alberta is projected to rise by more than two per cent in 2012 to $362,700.
Posted on
January 19, 2011
by
Natasha EDEN
Posted in
Calgary home market, Calgary Housing Market, Calgary Real Estate, Calgary Real Estate Market, Canada Mortgage Update, CMHC, economic recovery, Market Update, Mortgage, Mortgage Rates, Mortgages, Real Estate
Well, we finally have some details and insight for the 2011 housing market, and it's about to get tougher for new home owners, and even those currently in the market.
There have been significant announcements this week for everyone interesting in buying or selling a home. Timing is everything, and it appears that once again, there will be some significant changes that you need to be aware of.
Considering the forecast for the Calgary Housing market to start increasing in pricing, and the tighter mortgage rules that will be coming into force in 60 days, now might be a vital window for home owners that are currently considering a move.
It is especially urgent for homeowners who are currently wishing to sell their current homes and lock in a new mortgage rate on a newly purchased home. With only 60 days to finalize before the new rates come into effect, it will be a challenge to get a home on the market and sold in time to take advantage of the current status. The up side is that over the next two months, the market may get very fluid with those who need to take advantage of the current mortgage rules.
I received the following details from one of my mortgage specialists advising that there will be some major changes in how mortgages are approved. This is a significant tightening for those of you who are currently considering purchasing a new home.
1. No more 35 year amortizations
As of March 18, 2011 all insured deals will be allowed a 30 year amortization. Any fully signed contracts whether it be a purchase or refinance committed to by CMHC on or before March 18 will be honoured over 35 years. You cannot have an increase in price after this date - if you do, you will be subject to the 30 year amortization.
2. Refinancing has been scaled back to 85%.
As of March 18th, home owners will have access to 85% of the value of a home instead of the current 90%. This will affect you as a home buyer when you take equity out of your home for a down payment. In this case, you won’t be able to get as much funding up front and your monthly payments will be higher.
Current and potential buyers please note that the magic date is March 18th, 2011.
On a $450,000 purchase with 5% down, this would save you $200.00 per month in mortgage payments and your affordability increases by 3%.
For those who are considering a home purchase requiring an insured mortgage (less than 20% down payment), you will want to complete pre-approval and possession of home prior to March 18 2011.
If you are currently sitting on the fence as to whether or not to make your move it is important to understand that buying today will save you money in the long run. After March 18th, this window will be closed.
If you are currently considering a home purchase and would like to speak to a mortgage specialist, I have excellent resources who are very talented in obtaining financing. Please feel free to call me at 403-399-0809 and I will put you in touch with someone who can assist you according to your current circumstances.
For further information on these changes, and the background associated, here are a few links you can visit:
The Harper Government Takes Prudent Action to Support the Long-Term Stability of Canada’s Housing Market
Backgrounder: Supporting the long-term stability of Canada’s housing market
CALGARY HERALD ARTICLE: FeDERAL GOVERNMENT TIGHTENS MORTGAGE RULES AGAIN
Categories:
|
Abbeydale, Calgary Real Estate
|
Airdrie, Airdrie Real Estate
|
Alberta Housing Market
|
alberta housing market forecast 2012
|
Alberta Housing Market, housing projections, cmhc
|
Alberta Housing Market, housing projections, cmhc, Calgary housing market, chestermere homes for sale
|
Alberta Land Tax
|
Android
|
April Market Update
|
April Market Updates for Calgary
|
Arbour Lake, Calgary Real Estate
|
Bowness, Calgary Real Estate
|
Braeside, Calgary Real Estate
|
Bragg Creek, Bragg Creek Real Estate
|
Bridlewood, Calgary Real Estate
|
Calgary cash incentives
|
Calgary Economic Recovery
|
calgary economy
|
Calgary Economy, Calgary Housing Market, Calgary Real Estate, Chestermere Real Estate
|
Calgary Econonomy, Calgary Housing Market, Calgary Real Estate, Chestermere Real Estate
|
Calgary Grants
|
Calgary home market
|
Calgary Home Prices
|
Calgary home sales
|
Calgary Homes For Sale
|
Calgary Housing
|
Calgary Housing Market
|
Calgary Housing Market Outlook 2012
|
calgary housing market statistics
|
Calgary Housing Market Update
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Calgary Housing Stats
|
Calgary Housing Trend
|
Calgary Market Forecast
|
Calgary Market Outlook 2012
|
Calgary Market Update
|
Calgary Open House
|
Calgary Properties
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Calgary Real Estate
|
Calgary Real Estate Forecast
|
Calgary Real Estate Market
|
Calgary Real Estate Stats
|
Calgary Relocation
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Canada Housing Market
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Canada Mortgage Update
|
Cardston, Cardston Real Estate
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Carstairs, Carstairs Real Estate
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Chaparral, Calgary Real Estate
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Chestermere
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Chestermere home for sale
|
Chestermere Homes
|
Chestermere Housing Market
|
Chestermere Open House
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Chestermere Real Estate
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Chestermere Real Estate Stats
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Chestermere Realtor
|
Chestermere, Chestermere Real Estate
|
Citadel, Calgary Real Estate
|
Cityscape, Calgary Real Estate
|
CMA, Market Analysis, Selling Price, Fair Market Value, Home Value, home price
|
CMHC
|
Connaught
|
Connaught, Calgary Real Estate
|
Country Hills
|
Country Hills, Calgary Real Estate
|
Coventry Hills, Calgary Real Estate
|
Dalhousie, Calgary Real Estate
|
Deer Ridge, Calgary Real Estate
|
Deer Run, Calgary Real Estate
|
Dover, Calgary Real Estate
|
economic recovery
|
Economy
|
Evanston, Calgary Real Estate
|
Executive Home for Sale
|
Falconridge, Calgary Real Estate
|
Finance
|
First Time Home Buyers
|
foreclosure
|
Garrison Green
|
Garrison Green, Calgary Real Estate
|
Harvest Hills, Calgary Real Estate
|
Hawkwood, Calgary Real Estate
|
Hillhurst, Calgary Real Estate
|
Housing Trends
|
Inglewood, Calgary Real Estate
|
IPhone
|
January 2013 Market Update
|
Lake Bonavista, Calgary Real Estate
|
Lakeside Home For Sale
|
Langdon
|
Langdon, Langdon Real Estate
|
Lyalta, Lyalta Real Estate
|
Mahogany, Calgary Real Estate
|
Market Trends
|
Market Update
|
Market Value
|
Marlborough Park, Calgary Real Estate
|
Martindale, Calgary Real Estate
|
Mayland Heights, Calgary Real Estate
|
McKenzie Towne, Calgary Real Estate
|
MLS QR Code
|
MLS Search
|
MLS Search, Personal Real Estate Office, Real Estate, home search, compare homes, search for homes
|
Monterey Park, Calgary Real Estate
|
Mortgage
|
Mortgage Fraud
|
Mortgage Rates
|
Mortgage Registration
|
Mortgages
|
New Listing
|
Okotoks, Foothills Real Estate
|
Okotoks, Okotoks Real Estate
|
Open House
|
Pineridge, Calgary Real Estate
|
Pricing Your Home For Sale
|
QR Code
|
Real Estate
|
Real Estate App
|
Real Estate Forecast
|
Real Estate GPS QR Code
|
Real Estate Integrity
|
Real Estate QR Code
|
Real Estate, Chestermere Real Estate, Calgary, Buy, Sell, home
|
Recession
|
Redcarpet_Mountview, Calgary Real Estate
|
Rent vs Buy
|
Rental Property
|
Rental Property, Calgary Rental, First Time Home Buyers
|
Rosscarrock
|
Rosscarrock, Calgary Real Estate
|
Rural Rocky View MD, Rural Rocky View County Real Estate
|
Rural Rocky View MD, Rural Rocky View MD Real Estate
|
Rural Rocky View MD, Rural Rockyview County Real Estate
|
Rural Wheatland County, Rural Wheatland County Real Estate
|
Sage Hill, Calgary Real Estate
|
Secondary Suite
|
Sell Your Home
|
Selling Your Home
|
Shawnessy, Calgary Real Estate
|
Somerset
|
South Calgary, Calgary Real Estate
|
Southview, Calgary Real Estate
|
Spruce Cliff, Calgary Real Estate
|
Strathmore
|
Strathmore, Strathmore Real Estate
|
Suite
|
Sundance, Calgary Real Estate
|
Temple, Calgary Real Estate
|
Turtle Lake Real Estate
|
Tuscany, Calgary Real Estate
|
Victoria Park, Calgary Real Estate
|
Whitehorn
|
Whitehorn, Calgary Real Estate
|
Woodbine, Calgary Real Estate
|